COULD PURCHASING  BILL COLLECTOR IN A BOX result in MARAUDER CORP/Ryon Gambill ruining your credit?

Graphic Courtesy Ebay

Wall Street Journal duped by

Bill Collector in a Box?

Here's a link to the article:  Software

Ask author Raymund Flandez how he missed the real story...

Write  raymund.flandez@wsj.com 

If CPS or Marauder has put anything on your Experian Credit Report, you might wish to contact Chris Baer  (224) 698-8577 at Experian

IS BILL COLLECTOR IN A BOX A RIP-OFF

OR A SCAM BY A CON-MAN?

AMERICA'S #1 DEADBEAT DEBT COLLECTOR CAN'T PAY HIS OWN BILLS BUT KNOWS HOW TO GIVE ADVICE TO OTHERS…

Bill Collector In A Box Advises Entrepreneurs How To Get Paid  August 1, 2007  from Inside A-R-M  A Kaulkin Media Publication

Chasing down a debtor who is long overdue in settling a past-due invoice is a time-consuming and frustrating aspect of running a small or medium-size business. But what many business owners may not realize is that the procedures they put in place before they even conduct a credit transaction can make it easier to settle a past-due account down the road.

"By obtaining the proper information upfront--before any credit terms are agreed to--business owners can avoid unnecessary effort and expense later, especially if the customer is unwilling to pay or is trying to avoid attempts to be contacted," says Ryon Gambill, a collections professional and CEO of Marauder Corp., the company that designed Bill Collector In A Box to help entrepreneurs and business owners collect past-due invoices. 

To reduce the need for collections measures, Gambill advises entrepreneurs and business owners to implement the following policies into their invoicing and billing procedures:

- Collect personal and business references, including name and telephone number and the reference's relationship to the customer.
- Do not accept post-office boxes or private mail boxes as ship-to or billing addresses; be certain that you have the actual street address of the business.
- Obtain home, cell and work telephone numbers from your customer.
- If it is a business account, ask if they use purchase orders. If they do, record the purchase order number on every invoice.
- If you are extending credit to a business, get a personal guarantee from the owner.
- When dealing with someone who is not an owner of the business, make certain that the person is authorized to conduct business on behalf of the company.
- Ask for and verify bank and credit references before the first sale. If possible, and with the proper authorization, run a credit report. This will indicate how they have previously handled their financial obligations.

  How does Ryon has handle his financial obligations?  Read on.

CONSUMER UPDATE on America's

#1 Dead Beat Debt Collector

To: Bud Hibbs  Subject:  Marauder Corporation

To Whom This May Concern:

I was trying to obtain a home loan and Marauder showed up on my credit report. I contacted them to remove my account due to fraud and faxed over the police report to clear my name. Then I asked them if they can write me a simple letter for the lender stating that I don't have an account with them anymore. Called them for a week, finally talked to the owner, and the owner asked me if I was ashamed of my name, and is that why I changed it. He said that people change their name for two reasons, one is to commit fraud and the other is because they are in financial trouble. I told him that I am trying to obtain a home loan, so then he said that I changed my name to commit fraud. I told him that I changed my name in High School, so it would be easier for the teacher to say my name. I'm just upset because it seem like the owner of the company is a racist. He also told me that if I was to come to this country, I need to follow the law. I don't think that is how you treat people. He was such an ASSHOLE. I tried to keep it professional, but it was so hard to do with such a RACIST IDIOT on the other line. Then I found your site which details the company history. I've already reported his company to the BBB which I doubt he is a member of.             -John

    John:

Marauder Corp. owner Ryon Alan Gambill continues to break the laws governing debt collectors. We continue to receive complaints of his vicious attacks against consumers and attempts at collection on Payday Loans with threats of violence, arrest and seizure and extortion. Gambill now has more than $2 MILLION DOLLARS in unpaid judgments and tax liens against him and his debt collection organizations. He is using Experian credit reporting as a tool of extortion.  The ACA International under California Association of Collectors  www.calcollectors.net still considers him a legitimate debt collector, in spite of their claims that ACA collectors abide by the law.

Experian has again proven that anyone with a check book can join the

credit bureaus, they still allow him to report this bogus information in spite of the numerous lawsuits filed and depositions (published) where Con Man Gambill admits to his lies. Here is the Experian sales representative who handles the Marauder account and has admitted that he is aware of (some) his actions: 

Consumers tell us that Marauder's illegal reporting activities are now being overseen by a Chris Baer, who has stepped in at Experian to clean up the mess.  Baer probably will want to hear from any consumer who has had an entry on their credit report placed by Gambill or Marauder or CPS in the past two or three years.  Could a simple phone call to Chris be enough to get the item deleted?  Probably not, but it wouldn't hurt to ask.    Although...

According to consumers who contacted Matt Albers, the official position is: Experian is in a business relationship with Marauder and will take his word in any disagreement, regardless of any laws that may have been broken.  That makes sense, as Gambill is the one paying them.   (See Open letter to Experian)

Is it time to get the lawyers involved to stop this obvious abuse of the credit reporting system and put a STOP to Ryon Gambill’s use of Experian to extort money?  Contact one of the consumer attorneys versed in federal law, the Fair Credit Reporting Act (FCRA). They may be able to assist you and others in getting the courts to STOP EXPERIAN from allowing this injustice of the system. Go to: www.myfaircredit.com

Gambill has proven that he cannot be trusted, that he will lie and steal to stay in business. He is the #1 embarrassment to the collection industry and in my opinion, should be behind bars.   Experian is complicit by not taking actions to enforce their own bylaws, so let’s get the courts involved to show them that slimy debt collectors like Ryon A. Gambill and Marauder Corp can be legally held liable for their actions.

How is this possible?  "Marauder" is a MEMBER of the Association of Credit and Collection Professionals

WHEW!  All better now. See Top of Page!

Marauder Corporation
74923 Hwy. 111
Indian Wells, CA 92210

Phone: (760) 423-1100  Fax: (760) 324-8668

Marauder Attorney Declares them INSOLVENT in court testimony...

In testimony before District Judge David C. Godbey, Marauder Corporation Attorney Gary T. MacInnis declared that Marauder Corporation was INSOLVENT and unable to pay their bills. Testifying in a case where his client was held in contempt for not paying a $3,000 fee awarded to opposition counsel, Marauder Attorney MacInnis (aka/Mr. Pitiful) told the court that Marauder could NOT afford to pay the now $4,000 in fees owed in fees. Marauder and owner Ryon Alan Gambill have more than $2 MILLION in judgments owed for his failed debt collection organizations and personal debts amassed from judgments for illegal debt collections. Attorney MacInnis once bragged to attorneys representing this advocate that…'Gambill does not pay his bills; he has NO intention of EVER paying anyone any money…' According to records we found Ryon Alan Gambill and Marauder Corporation currently owes the IRS, the State of California, a Dallas Pay Day Loan Organization he collected for, (a judgment in excess of $1.8 MILLION) plus numerous other judgments, liens and debts from across the nation. These debts and his stupidity in court cases have earned Ryon A. Gambill and Marauder Corporation the distinction of 'AMERICA’S #1 DEAD BEAT DEBT COLLECTOR!' He can’t pay his own bills, he rips off just about anyone he deals with, has a slew of alias’ he uses to lie, threaten, intimidate and extort monies from unsuspecting consumers. Yet he is still a member of EXPERIAN CREDIT REPORTING. Why does EXPERIAN allow this trash access to their organization? Are criminals and deadbeats a part of the credit reporting system? The good news is that Marauder Corporation is still insured by Hartford Casualty Insurance Company under Policy #14BSBDP7760.   (Is this still valid???)

Perhaps some of his bills can be paid by Hartford.

DEADBEAT DEBT COLLECTOR INSOLVENT! Let’s throw this trash out into the sewer where he belongs!

MARAUDER THE MOVIE! (Bottom of page)

SEE RYON ALAN GAMBIL & ATTORNEY GARY T. MACINNIS IN UNBELIEVABLE FILM FOOTAGE OF THEIR STUPIDITY & IGNORANCE IN A DEPOSITION.

(DUMB & DUMBER?)

From Dallas, Texas:  Marauder (Gambill) found in contempt of court Nov 8, 2006 for not paying $3,000.00 in sanctions for wrongful removal.  Was also ordered to pay an additional $1,000.00.

(Click on the Lawsuits Tab)

AMERICA'S #1 'DEAD BEAT DEBT COLLECTOR' STILL HAS NOT PAID IN SPITE OF BEING HELD IN CONTEMPT OF COURT!

More…

See the 'Expert’'Collection Letter from Marauder…

(Deadbeat in a Box?)

An Open Letter to Experian

Lien On Me, when you're not Strong...

Suspended from Practicing Law…

Pay Day Lender Ripped Off…

Creditors Beware:  Before you place accounts with these organizations, take a moment to examine their terrible reputation and criminal history.

Credit Bureau Warning: Have any of these organizations reported your alleged debts to one of the 3 major credit agencies? We can assist you in getting it removed.

Practicing Law without a License:  Ryon's long distance Texas attorney Gary T. Macinnis (aka Mr. Pitiful) file documents in Federal Court while law license was suspended. (A Felony?) You won’t

believe anyone with a law license is this dumb!

How many times has 33 year old Ryon Alan Gambill, President of Maruader Corp., CPS Investigations and his other slimy debt collection organizations been sued for impersonating attorneys, law enforcement, threatening arrest, seizure, garnishment and liens?

Enough to earn the title as 'A Threat to American Consumers.'  He takes slime, lying and being a con man to a sleazy new high. Gambill & Marauder are so bad, they rank ABOVE the Top 10.

America's Dumbest Debt Collector Deep in Thought